Parece probable que en 2021 haya una nueva ronda de estímulos para los propietarios de pequeñas empresas. Los detalles exactos y el calendario aún están en el aire, pero queremos asegurarnos de que estás preparado cuando llegue el momento de solicitar financiación y ayudas. Aquí tienes algunas cosas que puedes hacer para empezar a prepararte AHORA:
- Follow Colorado Lending Source, Colorado Enterprise Fund, and DreamSpring on social media or bookmark their websites and check back often. They are all local nonprofit community lenders that participated in the Paycheck Protection Program (PPP) last time and are likely to participate again if there is another round. A portion of the total funding will likely be earmarked for those types of community lenders to distribute, so they might not run out as quickly as banks.
- Bookmark the website for the bank you currently have an account with and call them to ask if they are planning to participate in a new round of the PPP. We also recommend making a backup list of other banks you’d be interested in talking to.
- Prepare your financial paperwork! If you haven’t finished your 2019 taxes yet, get that done ASAP. Then, get caught up on as much of your 2020 financial records as you can. While we don’t know exactly what the eligibility and rules will be yet, it’s likely that a recent profit and loss statement will be required.
- Follow these steps even if you got a PPP loan the first round, as it looks like you will be able to apply for a second one. There will probably be different rules for second loans, such as demonstrating a decrease in revenue, so preparing your financial paperwork is still important!
- Follow Small Business Majority for up-to-date and reliable information about COVID-19 relief. Make sure to check out their resource navigation page and sign up for their COVID-specific newsletter. If you weren’t able to attend yesterday’s SBM webinar on the stimulus package, you can watch the recording here.
BONUS: Ryan Flanders, Director de Capital de RMMFI, se unirá a la reunión del Club Bambú el 5 de enero a las 18:00 para mantener una conversación abierta sobre la preparación para préstamos y subvenciones. Esperamos tener más información sobre los paquetes de estímulo federales y estatales para entonces, así que asegúrate de asistir para que respondan a todas tus preguntas. Envía un correo electrónico a patrick@rmmfi.org para obtener el enlace Zoom.
