No matter where you are on your entrepreneurial journey, RMMFI can provide the education, mentorship, and accessible capital needed to turn your business dreams into reality.
Getting started with RMMFI is easy. Here’s how it works:
To qualify for RMMFI's programs, you must meet the eligibility requirements listed below.
This short survey helps us understand your business goals and needs.
This additional questionnaire helps us identify where you are along your business, leadership, and personal journeys.
We'll assign you a Site Coordinator and work with you to determine the best starting point in RMMFI's programs based on your Entrepreneur Roadmap report.
Your Site Coordinator will provide you with an application for the next upcoming program or workshop that best supports your unique journey.
After you enroll in a program, you'll be eligible for capital from RMMFI. Capital eligibility and timing varies based on program participation and other factors.
Program dates, frequency, and wait times vary for each program and site. After you submit your Dream Survey, our team will confirm these details with you.
To qualify for RMMFI’s programs, you must meet the following criteria:
RMMFI is focused on serving individuals and communities that have been overlooked and underestimated by traditional business and financial services. In order to qualify for our programs, your household income must be at or below the following limits*:
*Income amounts are set by the Department of Housing and Urban Development (HUD).
Use this chart if you live in Denver, Aurora, or the surrounding metropolitan areas.
1 Person Household
$72,950 or less
2 Person Household
$83,400 or less
3 Person Household
$93,800 or less
4 Person Household
$104,200 or less
5 Person Household
$112,550 or less
6 Person Household
$120,900 or less
7 Person Household
$129,250 or less
8 Person Household
$137,550 or less
Use this chart if you live outside the Denver Metro Area.
1 Person Household
$69,800 or less
2 Person Household
$79,800 or less
3 Person Household
$89,750 or less
4 Person Household
$99,700 or less
5 Person Household
$107,700 or less
6 Person Household
$115,700 or less
7 Person Household
$123,650 or less
8 Person Household
$131,650 or less
While we’d love to help all businesses thrive, RMMFI cannot support businesses that fall into certain categories or industries, which include but may not be limited to the following:
Liquor stores or bars where alcohol sales are more than 50% of revenue
Tobacco shops
Nonprofit organizations
Lending, loan packaging, debt buying, debt collection, money services, or similar activities
Businesses engaged in any other activity or product that is illegal under Federal, State, or local law
Rental or investment real estate (including ground-up real estate developers)
Gambling
Firearms sales or manufacture
Pawn shops
Anything of a prurient sexual nature (i.e. pornography, others)
Exclusive membership clubs
Multi-Level Marketing (MLM) businesses
Other businesses deemed to be disreputable, predatory, or detrimental to the community
Businesses primarily engaged in political or lobbying activities
Contractors for Uber, Lyft, Instacart, DoorDash, or similar
Marijuana, cannabis, or any drug or substance that is illegal at the federal, state, or local level
*This includes businesses primarily engaged in the manufacture, sale, or promotion of CBD products, psilocybin, or other substances that have been decriminalized, legalized or approved for certain uses by a local jurisdiction but remain illegal at the federal level.
Speculative activities such as house flipping, cryptocurrency, investments/funds management, oil & gas, or others
Businesses providing or promoting credit repair services or debt management schemes suspected of violating consumer financial protection laws or CFPB regulations (reputable credit and financial coaching or counseling services may be allowed)
RMMFI currently serves entrepreneurs located in Colorado. Find your site here.
RMMFI loans are only available to entrepreneurs who are accepted into and successfully complete our capacity-building programs to ensure readiness. Similarly, any grants RMMFI may offer (pending available funding) are only available to entrepreneurs who have completed our programs.
Our Idea programs are designed to help entrepreneurs at any stage. Whether you’re just starting to explore business ownership, have multiple business ideas in mind, or are in business but haven’t seen the results you wanted, the Idea Phase can help you build the foundations needed for success.
Once you’ve validated your business idea, our Launch programs help you get your business up and running with an actionable plan and all the tools and support you’ll need.
For established businesses looking to grow and scale, our Thrive programs are designed to help you navigate the next level of entrepreneurship for sustainable growth. Entrepreneurs must complete the Launch Phase of RMMFI’s programs in order to qualify for Thrive programs and capital.
Anyone with a business idea or an existing small business who faces barriers to traditional support, such as income, identity, or systemic challenges, is eligible to apply. We welcome applications from individuals in Colorado and rural New Mexico.
Entrepreneur Roots workshops are held once a month and offer early-stage entrepreneurs guidance on key business topics. With support from staff, mentors, and partner organizations, entrepreneurs receive resources to build confidence, connect with others, and take the next steps in their business journey.
Launch Plans provide vital accountability and support following graduation from Business Launch Boot Camp as entrepreneurs navigate the challenges and uncertainties of launching a business. These plans involve quarterly strategy and accountability check-ins with RMMFI staff as well as a versatile “Choose Your Own Pathway” program, which includes educational workshops, networking events, financial coaching, specialized mentorship, peer support, and market access opportunities.
Thrive Office Hours are held monthly. They provide an informal opportunity for entrepreneurs to receive technical support and advice in various areas of their operations so they can utilize their resources more effectively and advance to the growth stage of their businesses.
RMMFI connects entrepreneurs to market opportunities that allow them to test and sell their products and services, gain exposure to new customers, and build best practices.
Graduate workshops are held eight times a year to provide ongoing education to Business Launch Boot Camp graduates. Expert volunteers present on a variety of topics to help entrepreneurs continue building their business and personal skills.
Business Launch Boot Camp graduates can stay connected and informed with our bi-weekly email newsletter that provides information on upcoming programs, grant deadlines, market opportunities, and valuable community resources to support the business journey. Entrepreneurs are also able to showcase their offerings, promotions, and upcoming events to their fellow Boot Camp alumni.
Bamboo Club is a peer network by and for graduates of Business Launch Boot Camp. Bamboo Club provides a space for entrepreneurs to support one another throughout the struggles and successes of launching and running a business through a private Facebook Group, social events, and other networking opportunities.
Get the tools and resources you need, no matter where you are on your journey. Complete your Dream Survey today!
