Getting started with RMMFI is easy. Here’s how it works:
To qualify for RMMFI's programs, you must meet the eligibility requirements listed below.
This short survey helps us understand your business goals and needs.
We'll have a conversation to learn more about you and your business.
This additional information helps us identify where you are along your business, leadership, and personal journeys.
We'll work with you to understand your needs and determine the best starting point for you in RMMFI's programs.
Your Site Coordinator will help you get started with the right personal and business support for your unique journey.
Program dates, frequency, and wait times vary for each program and site. After you submit your Dream Survey, our team will confirm these details with you.
To qualify for RMMFI’s programs, you must meet the following criteria:
RMMFI is focused on serving individuals and communities that have been overlooked and underestimated by traditional business and financial services. In order to qualify for our programs, your household income must be at or below the following limits*:
*Income amounts are set by the Department of Housing and Urban Development (HUD).
Use this chart if you live in Denver, Aurora, or the surrounding metropolitan areas.
1 Person Household
$71,900 or less
2 Person Household
$82,150 or less
3 Person Household
$92,400 or less
4 Person Household
$102,650 or less
5 Person Household
$110,900 or less
6 Person Household
$119,100 or less
7 Person Household
$127,300 or less
8 Person Household
$135,500 or less
1 Person Household
$65,200 or less
2 Person Household
$74,500 or less
3 Person Household
$83,800 or less
4 Person Household
$93,100 or less
5 Person Household
$100,550 or less
6 Person Household
$108,000 or less
7 Person Household
$115,450 or less
8 Person Household
$122,900 or less
Use this chart if you live in rural New Mexico.
1 Person Household
2 Person Household
3 Person Household
4 Person Household
5 Person Household
6 Person Household
7 Person Household
8 Person Household
While we’d love to help all businesses thrive, RMMFI cannot support businesses that fall into certain categories or industries, which include but may not be limited to the following:
Liquor stores or bars where alcohol sales are more than 50% of revenue
Tobacco shops
Nonprofit organizations
Lending, loan packaging, debt buying, debt collection, money services, or similar activities
Businesses engaged in any other activity or product that is illegal under Federal, State, or local law
Rental or investment real estate (including ground-up real estate developers)
Gambling
Firearms sales or manufacture
Pawn shops
Anything of a prurient sexual nature (i.e. pornography, others)
Exclusive membership clubs
Multi-Level Marketing (MLM) businesses
Other businesses deemed to be disreputable, predatory, or detrimental to the community
Businesses primarily engaged in political or lobbying activities
Contractors for Uber, Lyft, Instacart, DoorDash, or similar
Marijuana, cannabis, or any drug or substance that is illegal at the federal, state, or local level
*This includes businesses primarily engaged in the manufacture, sale, or promotion of CBD products, psilocybin, or other substances that have been decriminalized, legalized or approved for certain uses by a local jurisdiction but remain illegal at the federal level.
Speculative activities such as house flipping, cryptocurrency, investments/funds management, oil & gas, or others
Businesses providing or promoting credit repair services or debt management schemes suspected of violating consumer financial protection laws or CFPB regulations (reputable credit and financial coaching or counseling services may be allowed)
RMMFI currently serves entrepreneurs located in Colorado and rural New Mexico. See the regions we serve here.
RMMFI loans are only available to entrepreneurs who are accepted into and successfully complete our capacity-building programs to ensure readiness. Similarly, any grants RMMFI may offer (pending available funding) are only available to entrepreneurs who have completed our programs.
For our rural New Mexico site, our partner B:Side Fund is the capital provider. to learn more about their capital products and eligibility requirements.
Our Idea programs are designed to help entrepreneurs at any stage. Whether you’re just starting to explore business ownership, have multiple business ideas in mind, or are in business but haven’t seen the results you wanted, the Idea Phase can help you build the foundations needed for success.
Once you’ve validated your business idea, our Launch programs help you get your business up and running with an actionable plan and all the tools and support you’ll need.
For established businesses looking to grow and scale, our Thrive programs are designed to help you navigate the next level of entrepreneurship for sustainable growth. Entrepreneurs must complete the Launch Phase of RMMFI’s programs in order to qualify for Thrive programs and capital.
*B:Side Fund is the capital provider for our rural New Mexico site. Click here to learn more about their capital products and eligibility requirements.
Anyone with a business idea or an existing small business who faces barriers to traditional support, such as income, identity, or systemic challenges, is eligible to apply. We welcome applications from individuals in Colorado and rural New Mexico.
Website made by: Delverise